Mortgages Made Easy

Better Mortgages. Better Lending.

Get the mortgage you deserve today and make your dream home a reality.

What Can You Afford?
Phil Barnicutt

Phil Barnicutt

Mortgage Agent
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More than just great mortgage lending rates.

A low lending rate is great but there's much more to it than that.
When you work with me, I take the time to ensure I get you into the best mortgage solution possible.

Easy Approvals

Easy Approvals

Speed matters. Which is why I can determine if your approved quickly.

Transparency for all

Transparency for all

We’re big fans of the phrase, “what you see is what you get.” No hidden fees, no hidden meanings.

Built on Trust

Built on Trust

I offer products and services designed to put my clients first. Always


What clients are saying

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  • Phil, it was a pleasure working with you and we were so impressed by your thoroughness, detail and consideration. Your level of service and professionalism was greatly appreciated. It was wonderful...
    Beth Khan
  • Phil was incredibly helpful while I went through the home buying process. Couldn't of done it without him. I am so thankful for all of his knowledge and help during this time. Will recommend him...
    George
  • Phil made my home buying experience enjoyable. Buying a home can be one of the most stressful things to go through but knowing there was an experienced professional working with me took a lot of t...
    Steve Carter
  • Phil did a great job by helping us feel comfortable with the process and by keeping us informed along the way. He respected our concerns and our questions.
    Carol M.
  • We have used Phil for our personal mortgage twice, plus we refer him to all our friends. He is prompt, professional, and he provides great service. He has access to many different types of loan p...
    Richard