Mortgage Blog

5 Negotiation Secrets Smart Buyers Use to Get Better Deals

June 22, 2022 | Posted by: Phil Barnicutt

Being a buyer in today's real estate market can be challenging. The market is very competitive right now, making the average buyer feel like it is impossible to secure a good deal. Luckily, some trick ...

Bank Of Canada Rate Update June 1, 2022

June 1, 2022 | Posted by: Phil Barnicutt

Bank of Canada increases policy interest rate by 50 basis points, continues quantitative tightening The Bank of Canada today increased its target for the overnight rate to 1½%, with the Bank Rate at ...

How a Mortgage Pre-Approval Can Protect You from Rising Rates

May 26, 2022 | Posted by: Phil Barnicutt

With interest rates rising, it's important to lock in a lower rate as soon as possible. You can do this with the right home mortgage pre-approval. Find out how! Do you plan on searching for and buy ...

How is a Private Mortgage Different Than a Traditional Bank Mortgage

May 4, 2022 | Posted by: Phil Barnicutt

Understanding the difference between private mortgages and traditional bank mortgages can help you make the best decision for financing a new home. Each option provides the money to secure real estate ...

Home-Buying 101: A Guide to Purchasing Your First Home

April 20, 2022 | Posted by: Phil Barnicutt

Home-Buying 101: A Guide to Purchasing Your First Home Buying a home involves a lot of complex steps, but by doing your homework ahead of time, you can boost your know-how and have more confidence in ...

Bank Of Canada Rate Update April 13, 2022

April 13, 2022 | Posted by: Phil Barnicutt

Bank of Canada increases policy interest rate by 50 basis points, begins quantitative tightening The Bank of Canada today increased its target for the overnight rate to 1%, with the Bank Rate at 1¼% ...

5 Benefits of an Investment Property

April 6, 2022 | Posted by: Phil Barnicutt

5 Benefits of an Investment Property Building a strong real estate portfolio is a great way to create passive income now and a strong investment portfolio for later. If you are looking at buildin ...

Tips for Picking the Right Home to Flip

March 16, 2022 | Posted by: Phil Barnicutt

Guide to Choosing a House to Flip for Maximum Profit Not every property will make a promising flip. Here is everything you need to know to maximize your profits from the very start while minimizing ...

Bank Of Canada Rate Update March 2, 2022

March 2, 2022 | Posted by: Phil Barnicutt

Bank of Canada Increases Policy Interest Rate The Bank of Canada today increased its target for the overnight rate to ½ %, with the Bank Rate at ¾ % and the deposit rate at ½ %. The Bank is contin ...

Can Housing Upgrades Affect Your Insurance?

February 23, 2022 | Posted by: Phil Barnicutt

Housing upgrades have the potential to leave you underinsured so it is important to always contact your home insurance before starting a home renovation. Home renovations are trendy right now due to ...

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